Making home ownership
possible for all
Mortgage loans offered by non-government sponsored lenders. A conventional, or conforming, mortgage adheres to the guidelines set by Fannie Mae and Freddie Mac.
As FHA loans may require a lower minimum down payment than many conventional loans, they are ideal for borrowers who have lower credit scores and/or low- to moderate-income.
VA loans offer flexible approval guidelines and payment plans, as well as low down payments and competitive rates, for veterans and active-duty service members.
A jumbo loan or mortgage is a type of financing that exceeds the loan limits set by the FHFA.
The term ‘fixed’ or ‘adjustable (ARMs)’ refers to the type of interest rate a borrower has chosen.
Non-QM loans do not meet the requirements to be considered a QM and do not have ‘safe harbors’. A non-QM lender might be able to use bank statements to qualify the loan. They also may offer programs that allow borrowing within days of a major recent credit events like bankruptcy or foreclosure.
A home equity line of credit (HELOC) is a line of credit that uses the equity you have in your home as collateral.
A construction loan is a short-term loan used to finance the building of a home.
A private or hard money loan is primarily used in real estate transactions when the lender is an individual or company, as opposed to a bank. Private/hard money lenders are typically only concerned with loan-to-value.
“I like to have the ability to give my
clients the best terms in the
market. That’s why I chose C2
Financial as my home.”
Over 80,000 families have
chosen C2 Residential
Spend less time finding the right program
C2 loan originators have access to over 100 wholesale lenders and thousands of programs. Borrowers can easily find and qualify for the right program, quickly.
Access best-in-industry preferred rates
C2 has preferred interest rates with some of the largest lenders in the country and passes along those rates transparently—no markup or padding.
Support for all loans and property types
C2 is available to help borrowers purchase or refinance primary, secondary, or investment properties. C2 loan originators have extensive knowledge of all loan types.
Your next move
starts with C2
With almost 1,000 licensed loan originators across 23 states, C2 is prepared to help borrowers find the right loan program, at the right time, for the right price. Learn more about how to become a C2 loan originator.