Bi-Weekly Webinar: Why Join C2?
Register nowUncapped earnings, AI-powered tools, and 100+ lender partners. The platform ambitious originators use to grow faster and earn more.
$63B
Loans Funded
1,100+
Originators
41 + D.C.
States licensed
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Our Divisions
Four divisions, one platform. Every C2 originator can serve a wide range of clients, in markets nationwide, with a product that fits.
Purchase, refi, FHA, VA, jumbo, and specialty loan programs for every borrower.
Learn moreOffice, retail, multifamily, mixed-use, and investor financing.
Learn moreHome equity and retirement income solutions for seniors 62+.
Learn moreHome equity
Access your equity
A seamless finance-to-purchase journey for buyers and investors.
Learn moreReal estate services are provided by Cal State Realty, an affiliate of C2 Financial Corporation. You are not required to use Cal State Realty as a condition of obtaining a loan, and you are free to shop for real estate services from any provider. You will receive a written Affiliated Business Arrangement Disclosure at or before the time of any referral to Cal State Realty.
The C2 Platform
Shop 100+ wholesale lenders in seconds and surface competitive pricing from across our lender panel.
Shopping our 100+ lender panel · 30-yr fixed scenario
Illustrative interface. Actual rates depend on credit qualification, property, and market conditions. Not a commitment to lend.
Weekly collaboration, live events, and a network on call 24/7.
M.G. 9:14 AM
Anyone have a non-QM option for a 1099 borrower with 6 months reserves?
K.T. 9:16 AM
Placed one like that last month — DM'd you the lender and program. 🙌
R.S. 9:17 AM
Deal desk can pre-review the scenario too — send it over.
+3 people are typing…
Deal Desk, licensing, lender relations, and compliance — in your corner.
Be a mentor. Build a branch. Diversify with commercial and reverse divisions.
Production
volume growing over time
A personal site, social content, and leads to amplify your business.
Growth, flexibility, and earnings. Hear from real producers that chose C2 Financial for their business.
“It's more like a family than working for a company. C2 is focused on my business being my business — not their vision of it.”
Allison Thenhaus
Mortgage Advisor · Parker, CO
NMLS: 1662432 · DRE: 02181439
Read Story6 yrs
growing with C2
50 days
fully mobile
“Having the freedom to choose which lender to go with is really important to us.”
Dan Williams
Loan Officer · San Diego, CA
NMLS: 282193
Read Story14 yrs
at C2
VA loans
military focus
“Most people don't fit in the box. I like being able to give my clients the best terms available in the marketplace.”
Clark Aliano
Branch Manager · Gilbert, AZ
NMLS: 252422
Read Story100+
lender options, no middleman
Direct
to the lender, best terms
“I believe everyone is in it to win.”
Jesus Sanchez
Commercial & Residential Loan Officer
NMLS: 1744330
Read Story6 yrs
in the industry
Multi-product
commercial & residential
“C2 offers exactly the tools you need — compliance, lender sign-ups, operational help, mentorship — and still lets you do things your way. If you don't want a brokerage that dictates every move, this is the place.”
Kyle Palaniuk
Local Mortgage Advisor
NMLS: 984138 · DRE: 01932878
Read Story2 kids
and present for them
Broker
full flexibility, your business
“I love being in control of the whole transaction. Doing both loans and real estate means I have all the answers when they need them.”
Kelly Rychlec
Loan Originator & Real Estate Agent · Mission Viejo, CA
NMLS: 243755
Read Story11 yrs
with the C2 family
Loans & RE
has all the answers
“I got both my kids through college with no student loans, and I've seen quite a bit of the world. If you're younger and looking to hook your wagon to a good star, take a deep, hard look at C2.”
Mark Goldman
Loan Officer · 30 years of experience
NMLS: 337974
Read Story30 yrs
in the business
0
kids' student loans
“I joined C2 in 2017 to do reverse mortgages and never looked back. C2 handles 100+ lender relationships and the compliance — which leaves me to do what I do best: help seniors and bring in new business.”
Steve Hoff
Reverse Mortgage Specialist
NMLS: 1557382
Read StorySince 2017
at C2
Reverse
senior mortgage specialty
01 — Freedom
Independence with enterprise-grade infrastructure behind you. Build your book, your way — without giving up your name, your pricing, or your relationships.
Why C2
Share of compensation you keep
Keep more of what you earn — on the same volume.
Hypothetical comparison against a typical ~60% retail split. Not a guarantee, average, or typical result — individual earnings vary with production volume, loan mix, and market conditions. Compensation structures are individually negotiated.
02 — Earnings
Industry-leading splits, volume bonuses, and zero junk fees. Top producers consistently earn more at C2 — on the same volume.
Compare your compensation03 — Support
Compliance, processing, marketing, and tech — handled. Plus a community of 1,100+ originators and execs who actually pick up the phone.
See the support stack
“Helped me find a zero cost refinance looking through multiple options. Very helpful and patient through the process. Would recommend to anyone looking for a loan/refinance.”
Joyson S.
C2 borrower · via Zillow
“This was our second time buying a home, and it was a much better experience. Our financial situation was complicated to say the least, but she was able to make it all work for an incredible rate.”
Anthony B.
C2 borrower · via Zillow
“Working with Joseph Chacko and his team was hands-down the best decision we made. They absorbed every single hassle so we could just focus on the excitement of our new home. Professional, proactive, and truly has your back.”
Syam S.
C2 borrower · via Zillow
“My experience was outstanding from beginning to end. She was professional, knowledgeable, responsive, and always took the time to explain each step clearly. The entire refinancing process felt smooth and manageable.”
Roshunnda M.
C2 borrower · via Zillow
“The entire process was incredibly efficient, organized, and streamlined, which made buying our home feel so much less stressful than we expected. We would absolutely recommend them to anyone looking for a smooth, hassle-free mortgage experience!”
Kylie L.
C2 borrower · via Zillow
“Very high-level of knowledge and prompt responses. Would highly recommend! Helped us in choosing a loan type and quick turnaround with our closing time.”
Casey
C2 borrower · via Zillow
“Super knowledgeable, helpful and courteous. He listens and provides options that suit your needs. You can tell him and his team care about the people they are serving. This process was seamless.”
Demetria B.
C2 borrower · via Zillow
“This is my third time going through the mortgage process, and I have to say, this was by far the easiest and smoothest! Dane is organized, knowledgeable and ON IT. He made sure we closed on time and made the whole process quite painless.”
Shawn C.
C2 borrower · via Zillow
“David's team made the loan process a seamless non-issue, and I was able to entirely enjoy acquiring my future home. David is gifted in translating loan-alese into digestible, accessible concepts. I highly, thoroughly, completely recommend him.”
Kaelin N.
C2 borrower · via Zillow
“Nick was ingenious in his approach to our situation, had a solid game plan, and delivered. He's professional, responsive, communicates clearly, and keeps you informed every step of the way. He's your guy — don't think twice.”
Tatiana M.
C2 borrower · via Zillow
“Helped me find a zero cost refinance looking through multiple options. Very helpful and patient through the process. Would recommend to anyone looking for a loan/refinance.”
Joyson S.
C2 borrower · via Zillow
“This was our second time buying a home, and it was a much better experience. Our financial situation was complicated to say the least, but she was able to make it all work for an incredible rate.”
Anthony B.
C2 borrower · via Zillow
“Working with Joseph Chacko and his team was hands-down the best decision we made. They absorbed every single hassle so we could just focus on the excitement of our new home. Professional, proactive, and truly has your back.”
Syam S.
C2 borrower · via Zillow
“My experience was outstanding from beginning to end. She was professional, knowledgeable, responsive, and always took the time to explain each step clearly. The entire refinancing process felt smooth and manageable.”
Roshunnda M.
C2 borrower · via Zillow
“The entire process was incredibly efficient, organized, and streamlined, which made buying our home feel so much less stressful than we expected. We would absolutely recommend them to anyone looking for a smooth, hassle-free mortgage experience!”
Kylie L.
C2 borrower · via Zillow
“Very high-level of knowledge and prompt responses. Would highly recommend! Helped us in choosing a loan type and quick turnaround with our closing time.”
Casey
C2 borrower · via Zillow
“Super knowledgeable, helpful and courteous. He listens and provides options that suit your needs. You can tell him and his team care about the people they are serving. This process was seamless.”
Demetria B.
C2 borrower · via Zillow
“This is my third time going through the mortgage process, and I have to say, this was by far the easiest and smoothest! Dane is organized, knowledgeable and ON IT. He made sure we closed on time and made the whole process quite painless.”
Shawn C.
C2 borrower · via Zillow
“David's team made the loan process a seamless non-issue, and I was able to entirely enjoy acquiring my future home. David is gifted in translating loan-alese into digestible, accessible concepts. I highly, thoroughly, completely recommend him.”
Kaelin N.
C2 borrower · via Zillow
“Nick was ingenious in his approach to our situation, had a solid game plan, and delivered. He's professional, responsive, communicates clearly, and keeps you informed every step of the way. He's your guy — don't think twice.”
Tatiana M.
C2 borrower · via Zillow
“Always had my best interests in mind and helped me get a great rate on my loan. Worked with my short time frame to close a good deal quickly! Definitely will work with her again for future loan needs!”
Chris D.
C2 borrower · via Zillow
“We were first time homebuyers and the whole process could have been very overwhelming. Nick not only helped us get a great mortgage rate, he also spent a lot of time talking us through the whole process to make sure we felt comfortable every step of the way!”
Dan S.
C2 borrower · via Zillow
“I just closed on my dream home and I could not be happier! I am a self-employed buyer with complicated tax returns and a first-time buyer needing a super jumbo loan. This was not a problem for Mike. I was cleared to close on my loan in only 2 weeks.”
Jesse S.
C2 borrower · via Zillow
“My heartfelt appreciation for the support and dedication that helped us achieve our loan goal. This accomplishment is not just a financial milestone, but also a significant step toward securing stability and growth for our future.”
Elena E.
C2 borrower · via Zillow
“We decided a reverse mortgage would meet our needs for the future. Angella helped us from start to finish. The process was unfamiliar to us but she helped to simplify each step along the way. We are really happy we chose her!”
Dave B.
C2 borrower · via Zillow
“His team got my loan done in about a week. It was incredible. I figured it would be a much longer and difficult process, and I was blown away at how quick and easy everyone made it. Thanks again!!”
Tiffany R.
C2 borrower · via Zillow
“I cannot begin to describe how wonderful it was working with Scott for our loan process for a new home. He was so accessible, amazing communication and really tailored things to meet our needs. I would highly recommend Scott to anyone in need of a mortgage!”
Ronna J.
C2 borrower · via Zillow
“Kamlesh broke down complex terms into simple, easy-to-understand language and guided us every step of the way. She responded immediately for all the queries and with absolute transparency. I highly recommend her, especially for first-time homebuyers.”
Ramprasad G.
C2 borrower · via Zillow
“We were first-time homebuyers and were pretty overwhelmed, but Taylor and Shawn at C2 Financial made the whole process feel easy and straightforward. They were very responsive, kept us in the loop, and explained everything clearly.”
Joseph D.
C2 borrower · via Zillow
“When it comes to mortgages, Rob has a wealth of knowledge. Rob spends a lot of time researching the markets and the best way to help his clients. I highly recommend contacting him if you want to purchase property in California!”
Joseph N.
C2 borrower · via Zillow
“Always had my best interests in mind and helped me get a great rate on my loan. Worked with my short time frame to close a good deal quickly! Definitely will work with her again for future loan needs!”
Chris D.
C2 borrower · via Zillow
“We were first time homebuyers and the whole process could have been very overwhelming. Nick not only helped us get a great mortgage rate, he also spent a lot of time talking us through the whole process to make sure we felt comfortable every step of the way!”
Dan S.
C2 borrower · via Zillow
“I just closed on my dream home and I could not be happier! I am a self-employed buyer with complicated tax returns and a first-time buyer needing a super jumbo loan. This was not a problem for Mike. I was cleared to close on my loan in only 2 weeks.”
Jesse S.
C2 borrower · via Zillow
“My heartfelt appreciation for the support and dedication that helped us achieve our loan goal. This accomplishment is not just a financial milestone, but also a significant step toward securing stability and growth for our future.”
Elena E.
C2 borrower · via Zillow
“We decided a reverse mortgage would meet our needs for the future. Angella helped us from start to finish. The process was unfamiliar to us but she helped to simplify each step along the way. We are really happy we chose her!”
Dave B.
C2 borrower · via Zillow
“His team got my loan done in about a week. It was incredible. I figured it would be a much longer and difficult process, and I was blown away at how quick and easy everyone made it. Thanks again!!”
Tiffany R.
C2 borrower · via Zillow
“I cannot begin to describe how wonderful it was working with Scott for our loan process for a new home. He was so accessible, amazing communication and really tailored things to meet our needs. I would highly recommend Scott to anyone in need of a mortgage!”
Ronna J.
C2 borrower · via Zillow
“Kamlesh broke down complex terms into simple, easy-to-understand language and guided us every step of the way. She responded immediately for all the queries and with absolute transparency. I highly recommend her, especially for first-time homebuyers.”
Ramprasad G.
C2 borrower · via Zillow
“We were first-time homebuyers and were pretty overwhelmed, but Taylor and Shawn at C2 Financial made the whole process feel easy and straightforward. They were very responsive, kept us in the loop, and explained everything clearly.”
Joseph D.
C2 borrower · via Zillow
“When it comes to mortgages, Rob has a wealth of knowledge. Rob spends a lot of time researching the markets and the best way to help his clients. I highly recommend contacting him if you want to purchase property in California!”
Joseph N.
C2 borrower · via Zillow
“From the very beginning, and throughout the entire process, Scott was very helpful and responsive to my questions and loan financing needs. Scott made the loan financing process a smooth and painless experience. I would recommend Scott to my friends and family.”
Gary P.
C2 borrower · via Zillow
“Easy to work with him and his Team — friendly, knowledgeable, and professional. Fast with responses to questions. Upfront with all the details for the different options. Would recommend them to everyone that I know.”
Darrell H.
C2 borrower · via Zillow
“An honest guy — he and his team will get you the best loan for your situation. 10/10 recommend. He helped us get a loan without breaking the bank on a downpayment!!”
Alexa D.
C2 borrower · via Zillow
“Navigating the intricate world of investment property financing can be daunting, but with Scott Jang as your mortgage broker, the process becomes seamless. His expertise, dedication, and exceptional communication skills make him an invaluable asset.”
Kimberly C.
C2 borrower · via Zillow
“It was my first loan in the US and I had no basic idea about the process and the policies. Not only did she give the best offer, she also tried her best to give an explanation as much as possible. She also responded very quickly.”
Jayden H.
C2 borrower · via Zillow
“David and the complete C2 process was extremely simple and made the experience seamless. Speaking with David was easy and his follow up was on point. The ability to complete everything online inspired confidence throughout the whole process.”
Jackie H.
C2 borrower · via Zillow
“Jared has not only helped countless of my clients but has also helped me and my family purchase both investment properties and our primary residence. In my 16+ yrs in business, one of the best lenders in the game! 100% will use again and again!”
Renier D.
C2 borrower · via Zillow
“This company went above and beyond, kept me well informed about everything. They answered my calls late at night, early in the morning and even at the airport. I never felt overly stressed because I knew exactly what was happening.”
Colleen R.
C2 borrower · via Zillow
“We have a great experience with C2 Financial. Their services were really fast and reliable. They updated the process on time and communicated effectively. I would definitely recommend them for anyone.”
Limy C.
C2 borrower · via Zillow
“I have never had such a personalized mortgage broker experience. David K and his team truly have your best interests at heart. The responsiveness was top notch — I loved the text updates and clear communication.”
Julie U.
C2 borrower · via Zillow
“From the very beginning, and throughout the entire process, Scott was very helpful and responsive to my questions and loan financing needs. Scott made the loan financing process a smooth and painless experience. I would recommend Scott to my friends and family.”
Gary P.
C2 borrower · via Zillow
“Easy to work with him and his Team — friendly, knowledgeable, and professional. Fast with responses to questions. Upfront with all the details for the different options. Would recommend them to everyone that I know.”
Darrell H.
C2 borrower · via Zillow
“An honest guy — he and his team will get you the best loan for your situation. 10/10 recommend. He helped us get a loan without breaking the bank on a downpayment!!”
Alexa D.
C2 borrower · via Zillow
“Navigating the intricate world of investment property financing can be daunting, but with Scott Jang as your mortgage broker, the process becomes seamless. His expertise, dedication, and exceptional communication skills make him an invaluable asset.”
Kimberly C.
C2 borrower · via Zillow
“It was my first loan in the US and I had no basic idea about the process and the policies. Not only did she give the best offer, she also tried her best to give an explanation as much as possible. She also responded very quickly.”
Jayden H.
C2 borrower · via Zillow
“David and the complete C2 process was extremely simple and made the experience seamless. Speaking with David was easy and his follow up was on point. The ability to complete everything online inspired confidence throughout the whole process.”
Jackie H.
C2 borrower · via Zillow
“Jared has not only helped countless of my clients but has also helped me and my family purchase both investment properties and our primary residence. In my 16+ yrs in business, one of the best lenders in the game! 100% will use again and again!”
Renier D.
C2 borrower · via Zillow
“This company went above and beyond, kept me well informed about everything. They answered my calls late at night, early in the morning and even at the airport. I never felt overly stressed because I knew exactly what was happening.”
Colleen R.
C2 borrower · via Zillow
“We have a great experience with C2 Financial. Their services were really fast and reliable. They updated the process on time and communicated effectively. I would definitely recommend them for anyone.”
Limy C.
C2 borrower · via Zillow
“I have never had such a personalized mortgage broker experience. David K and his team truly have your best interests at heart. The responsiveness was top notch — I loved the text updates and clear communication.”
Julie U.
C2 borrower · via Zillow
Reviews are from actual C2 Financial borrowers and were collected on Zillow. Some are shortened for display; testimonials reflect individual experiences, and rates, terms, and outcomes vary by borrower circumstances and market conditions.
30+
years of experience
1,100+
loan officers nationwide
41
states licensed, plus Washington, D.C.
$63B
loans funded
Ready to Become a C2 Loan Originator?
Join 1,100+ originators who took control of their pricing, their brand, and their income. See exactly what you'd earn at C2 in under two minutes.
30+
Years experience
1,100+
Originators
41
States licensed + Washington, D.C.
